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Tom Nook: Virtual Debt Collector

By Dutch Kiesecker


In Nintendo's life-sim game, "Animal Crossing," you had just moved into a new town, a town filled with anthropomorphic creatures at that. You're ready to lead a life all on your own without parents restricting you. Once you arrive, you come to a house and while it's rather cramped, it's doable. It's not long until you come across Tom Nook, a raccoon store owner as well as proprietor of the many houses in your town. What you may not know is that Nook is a debt collector in disguise.

Once you buy your own house, you are indebted to Nook. Sadly, a newcomer in a town that's totally foreign to you, you don't have a job and your funds are nonexistent. To counteract this, Nook gives you a job in which you will work for him to pay off the mortgage. You will do deliveries for him and, in return, grants you money in order to reach your goal just a little bit easier.

Keeping in mind to buy a larger house once the one beforehand is paid for isn't exactly necessary but it's an attractive offer nonetheless. It's made more so when your first house isn't exactly spacious and the living space feels more like a compact shed than anything else. However, you can put down more furniture with a more spacious house, so of course you pay Nook. The debt cycle rewinds itself and you're once again indebted to him.

Nook might very well be the most manipulative character in any Nintendo game as well as the only true debt collector to be found in any of them. He habitually has you doing jobs without any benefit outside of money, which will more than likely go into the mortgage set for you. I'm certain that RR.S would enjoy competing against Nook's crooked ways. More information as far as debt collecting can be found by checking this page.

In spite of the game's charming aesthetic, there's that sense of twistedness that rests beneath it. Tom Nook is undoubtedly one of the most money-hungry people I've seen in a game made for the child demographic in mind. He comes in on an unsuspecting person, set to gouge money from them at any turn. When it comes to debt collecting, Nook may very well be the most ruthless of any abusive debt collector.




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